At no additional cost, our plans come with unexpected benefits to enhance your life and provide peace of mind.
bathing; dressing; feeding; going to the toilet without assistance; ability to get in and out of bed or a chair; ability to control your bladder and bowel function; or requiring assistance because of severe cognitive impairment.
After you submitted the 1st claim, and it is certified by a licensed health care practitioner in the previous 12 months as you having a qualifying chronic illness, you may submit additional annual claims, upon continued qualification, until either 100% of the death benefit has been reached or the lifetime maximum of $1,000,000.
CRITICAL ILLNESS – This benefit allows the acceleration of up to 100% of your policy’s death benefit, not to exceed $1,000,000 if the insured suffers from a covered critical illness.4 It covers a heart attack, stroke, major organ transplant, paralysis, diagnosis of Amyotrophic Lateral Sclerosis (ALS), arteria aneurysms, central nervous system tumors, significant burns, an end-stage renal failure diagnosis and invasive cancer, to name a few.
TERMINAL ILLNESS – If a physician diagnoses you with a terminal illness that results in a life expectancy of less than 24 months, this rider allows the acceleration of up to 100% of the policy’s death benefit, not to exceed $1,000,000.
